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NetSpend is a legitimate company but their debit card comes with a lot of fees. Read the fine print. Their target customer is someone who doesn't qualify for a regular bank account. You can probably find something better with lower fees.
Well, let me explain that NetSpend offers prepaid cards that require no minimum balance or credit check. The main principle is simple – you deposit money on the card and use it for your daily payments until it reaches a zero balance. When you no longer have deposited money left, you can either load it once again or simply get rid of it. Luckily for users, the transactions are insured by the Federal Deposit Insurance Corporation (FDIC) up to the NetSpend balance limit. Read carefully this article about netspend balance https://debtquest.com/how-does-a-netspend-card-work/
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